Rent-to-own, explained honestly.
No credit check. Everyone approved. And unlike most lots, we show you the true total cost up front — not just a low monthly number. Here's exactly how it works.
Four steps to ownership.
Same buildings, same quality — just a different way to pay. Rent-to-own applies to both wood and metal.
- 1
Pick your building
Choose any wood or metal building — there's no separate 'rent-to-own catalog.'
- 2
No credit check
Everyone's approved. A down payment locks in your price; no bank, no hard inquiry.
- 3
Make monthly payments
Pay month-to-month. Overpay anytime to finish faster — there's no early-payoff penalty.
- 4
Own it (or return it)
Pay through the term (or pay off early) and it's yours. It's a lease with the option to buy.
See the monthly — and the true total.
Most shed sites only show you a low monthly payment. We show you the whole picture, because trust is the point.
Estimate your payment
No credit check
Estimated monthly payment
$258/mo
- Total of all payments
- $9,300
- Extra you pay vs. cash
- $3,300
Estimate only. No early-payoff penalty — pay it off or overpay anytime to shrink that extra cost. Exact factors are set by RTO National / PLD Rentals with no credit check, and we confirm them before you sign.
Is rent-to-own right for you?
We'd rather you know than be surprised. Here's our honest take.
Great if…
- You need the space now and can't pay all cash today
- You want a path to ownership without a credit check
- You plan to pay it off early to keep the cost down
- You'd rather a predictable monthly than a big lump sum
Consider paying cash if…
- You can pay cash — it's always the cheapest way to buy
- You want the lowest possible total cost over time
- You qualify for low-rate financing and prefer it
Already a customer?
Make a payment through our financing partners.
Found a payment that works? Let's get started.
Pick your building, choose your term, and we'll handle the rest — no credit check, no surprises.